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INDIVIDUAL PERSONAL OR FAMILY INSURANCE
For Individual Health Benefits, we have several options: HMO - Health Maintenance Organization that provides a comprehensive predetermined medical care benefit package. POS - Point of Service plan which enables members to receive services from a network of participating as well as non-participating physicians. PPO - Preferred Provider Organization offers members the service of a group of hospitals and physicians who contract with insurance companies or third party administrators on a fee-for-service basis. HSA - Health Savings Accounts were created by the Medicare bill signed by President Bush on December 8, 2003 and are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis Short Term Medical - Medical coverage that can purchased for coverage terms of 30 days to up to 180 days. Term Life Insurance - call or complete form below for a quote Disability Income Insurance - call or complete form below for a quote Long Term Care - call or complete form below for a quote Our Carriers - click on the links to directly apply on line (where applicable)
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